Enjoy a 5% insurance discount
as a Habcheck customer

Get a motorhome quote

including campervans
and American RVs

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Get a caravan quote

including trailer tents
and folding campers

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Learn more about our policies

Motorhome cover benefits and insurance discounts
Touring caravan cover benefits and insurance discounts

Habcheck members benefit from great savings and extensive motorhome cover backed by a leading UK insurer RSA.

Policy benefits

Comprehensive specialist motorhome cover
Reassurance of accidental damage cover and no excess for windscreen repairs
UK breakdown assistance and recovery (operated by AXA Assistance)
No size restrictions for recovery, plus help when stuck in mud or if you use the wrong fuel
European breakdown cover
Extends our specialist motorhome recovery service including repatriation costs
Emergency accommodation cover options
Fall back on up to £75 daily for a maximum of 15 days so you can continue your holiday – or pay to extend this up to £100 per day for up to 30 days
£100,000 motor legal expenses
This covers any motorhome or car owned by you and can be used to fund legal proceedings to recover uninsured losses, such as your excess, from the driver at fault, where you have greater than a 51% chance of compensation success
£20 million public liability cover
Protection from legal claims made against you or insured drivers for accidents, injuries or damage
Highly rated claims service in the UK
Our experienced team of experts at RSA will settle your claim quickly and efficiently
Comprehensive European cover up to 9 months option
Enjoy the freedom to take trips abroad be it a hop across the channel or a full tour of Europe
Protected no claim discount option
Help to keep your premiums low even if you have to claim
£5,000 equipment and personal possessions cover
For portable items such as trailers, awnings, gas bottles, generators, TVs and clothing
New for old motorhome replacement (if owned from new and under 2 years old)
Get a brand new motorhome if yours is written off or stolen
Plus lots more...
Flexible excess from £150, £1,000 keys & locks cover and £15,000 personal accident benefit

Insurance discounts

Habcheck members get 5% off
Up to 69% no claim discount
Up to 10.5% for previous motorhome experience
15% off for a manufacturer fitted immobiliser and further discounts for approved alarms and tracking devices
Up to 9.3% low mileage discount
5% tyre safety device (Tyron bands or tyre pressure monitoring or tyre sealant)
5% reversing camera or sensor discount

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*Habcheck is a trading name of Leisure Vehicle Franchising Ltd which is an Introducer Appointed Representative of Caravan Guard Limited. Caravan Guard Limited is authorised and regulated by the Financial Conduct Authority. Customers introduced to Caravan Guard by Habcheck, will receive a 5% discount from the standard Caravan Guard rates when buying via the telephone number or weblink above. This applies to both new and renewing customers who buy via the specified Habcheck number or link. Discount is subject to underwriting terms and conditions. Not available in conjunction with other offers. Discount does not apply to the motor legal expenses or breakdown elements of cover. Minimum premiums apply. Caravan Guard reserve the right to remove offers, discounts or adjust premium rating factors at any time. Details correct as of 02/12/2023. This website section provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. For more information on this insurance policy, you can download a specimen policy or policy summary when you click get quote and access the document link in the footer of the page.

Habcheck members can benefit from great savings and extensive cover underwritten by RSA.

Policy benefits

Extensive cover whilst touring or in storage
Reassurance of cover for fire, theft, storm, flood and accidental damage
Awning storm damage
Cover for both your caravan and awning if damaged by bad weather
New for old option up to 15 years old
Enjoy a new caravan and equipment if yours is damaged beyond economic repair or stolen
Highly rated claims service in the UK
Our experienced team of experts at RSA will settle your claim quickly and efficiently
Protected no claim discount option
Help to keep your premiums low, even if you have to claim
Recovery and redelivery, even when abroad
If your damaged caravan can't be towed it will be recovered and returned to you repaired
Legal expenses cover option up to £100,000
To pursue injury, consumer and employment claims and recover uninsured losses
Emergency accommodation or caravan hire options
Benefit from up to £100 a day for 30 days so you can continue your holiday
European cover options
Enjoy the freedom to take trips abroad for up to 180 days, or pay to extend this up to 240 days
Plus lots more...
Flexible excess from £100, £5m public liability, ill driver cover, £25,000 fatal accident benefit and family and friends cover

Insurance discounts

Habcheck members get 5% off
Up to 25% no claims discount
15% approved tracking device discount
Up to 15% storage discount (home/CaSSOA)
10% axle wheel lock discount
Up to 10% for caravan owners over 30 years old
5% electronic anti snaking device
5% tyre safety device (Tyron bands or tyre pressure monitoring or tyre sealant)
5% reversing aid (cameras or sensors)
Up to 5% for security marking (5% VIN Chip Plus or 2.5% other marking systems)

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*Customers introduced to us via Habcheck, will receive a 5% discount from the standard Caravan Guard rates, this applies to both new and renewing customers. Discount is subject to underwriting terms and conditions. Not available in conjunction with other offers. Discount does not apply to the motor legal expenses or breakdown elements of cover. Minimum premiums apply. We reserve the right to remove offers, discounts or adjust premium rating factors at any time. Details correct as of 21/12/2021. This website section provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. For more information on this insurance policy, you can download a specimen policy or policy summary when you click get quote and access the document link in the footer of the page. New for old option available on fifth wheelers up to 5 years old only, and the alarm, axle wheel lock, anti-snaking device, security marking, tyre safety and reversing aid discounts do not apply to fifth wheelers.

If you'd like to know more about Caravan Guard or our products, visit our homepage or click here to view our frequently asked questions