Motorhome Insurance

that gives you
  • More Cover
    Reassurance of extensive cover
    backed by a leading UK insurer RSA
  • More Value
    Low prices with up to 6%
    no claim discount
  • More Service
    Friendly expert advice from our
    Yorkshire based team voted best for customer service

Motorhome insurance savings

Caravan Guard provides fully comprehensive cover for your motorhome, whether it's a professionally converted van, coachbuilt, a-class, campervan or even an American RV. See below for a full list of discounts available and see how we compare to other insurance specialists.

DiscountDo you Qualify?
Up to 52%No claim discount more info
Up to 25%Security system discount
15%Thatcham category 2 OR manufacturer fitted immobiliser
19%Thatcham category 1 security (alarm & immobiliser) or Van Bitz
25%Caravan Guard approved tracking device
Up to 13%Previous experience discount more info
Up to 7.5%Low mileage discount more info
2.5%Motorhome club or magazine discount more info
Up to 8%Secure storage discount more info
2.5%Reversing camera or parking sensor discount

Get a Motorhome Insurance Quote Retrieve a Quote

Prefer to Talk? Call us free on 0800 14 88 568 or use our mobile friendly number 01422 396 769. We are open 7 days a week.

More cover from our motorhome insurance policy

Tailor-make your motorhome policy and keep your premium low by only paying for the cover you need.

  • Comprehensive specialist motorhome cover
    Reassurance of accidental damage cover and no excess for windscreen repairs
  • 24 hour 365 day claims helpline
    When crisis strikes we’re there to help sort things out
  • UK breakdown assistance and recovery (operated by Inter Partner Assistance)
    No weight or length restrictions plus costs to help if you cannot continue your journey
  • Comprehensive European cover up to 9 months
    Enjoy the freedom to take trips abroad be it a hop across the channel or a full tour of Europe
  • European breakdown cover
    Extends our specialist motorhome recovery service including repatriation costs
  • Protected no claim discount
    Help to keep your premiums low even if you have to claim
  • Emergency accommodation cover options
    Let us pay up to £75 daily for a maximum of 15 days so you can continue your holiday - or pay to extend this up to £100 per day for up to 30 days. Please call us to take the extended cover.
  • £5,000 equipment and personal possessions cover
    For portable items such as trailers, awnings, gas bottles, generators, TVs and clothing
  • £100,000 motor legal expenses (for any motorhome or car owned by you)
    Can be used to fund legal proceedings to recover uninsured losses (such as your excess) from the driver at fault, where you have greater than a 51% chance of compensation success.
  • New motorhome replacement (if owned from new and under 2 years old)
    Get a brand new motorhome if yours is written off or stolen
  • £20,000,000 public liability cover
    Protection from legal claims made against you or insured drivers for accidents, injuries or damage
  • £1,000 cover for keys and locks
    We’ll pay for replacement locks, keys and transmitters following theft
  • £15,000 personal accident cover
    A little peace of mind provided by a lump sum payment following a major accident
  • Flexible excess from £150
    You can reduce your premium by increasing your excess
  • Awning storm damage
    Both your motorhome and awning are covered should they be caught in a storm
  • 14 day money back guarantee (subject to no claims)
    Our plain English policy comes with the reassurance of a satisfaction guarantee
Heart Research UK Logo

Plus, for every paperless policy we provide, we will donate £1 to our chosen charity - Heart Research UK

Bottom of Motorhome features and benefits

This website provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information about our motorhome insurance policy, you can download a specimen policy or policy summary from our insurance documents section.

Call the Caravan Guard team today on:
0800 14 88 568 Free from landlines
01422 396 769 May be cheaper from mobiles

We are open 7 days a week:
8am-8pm weekdays
9am-4pm weekends
& most Bank Holidays

Our Guide to Insuring your Motorhome

Why do I need specialist motorhome cover?

Insurance for your motorhomes is a legal requirement just like car or van insurance, but the cover needed is very different because of the way you use your motorhome, and the amount of equipment and facilities it contains.

What are the key things to look for when choosing a motorhome policy for your insurance?

  • Only pay for the cover you need: We let you choose whether to include European Cover, and calculate premiums based on your annual mileage - so if you don't go abroad, or only drive a few thousand miles a year, you can make sure you are only paying for the insurance cover you need.
  • Get all the discounts you deserve: Security devices such as Pro-Active Tracking Devices, alarm systems and immobilisers will earn you big insurance discounts with us, but simple steps such as keeping your motorhome behind 24 hour locked gates, fitting a reversing camera, or joining a motorhoming club will also drive down your insurance premium.
  • UK motor-home breakdown cover is automatically included with our motorhome insurance policy and European insurance and breakdown cover is available as an optional extra. Some breakdown services have size or weight restrictions - our breakdown cover doesn't have any limits on the size or weight of the vehicle and so is suitable for large or small motor-homes.
  • 'New for Old' cover is offered on motorhomes up to 2 years old (subject to you owning it from new). This means that if the motorhome is stolen or damaged beyond economic repair you will be given a brand new motorhome of the same or nearest equivalent model. 'Market Value' cover means that you will be given a cash sum which represents the lost motorhome's current 'Market Value' in such a total loss situation.
  • Make sure the policy is with a reputable insurer: All our policies are underwritten by Royal & Sun Alliance Insurance plc (RSA), one of the UK's leading insurers.
Caravan Guard are currently the Number 1 caravan insurer for service and value on Review Centre


Excellent… painless and the insurance cover was perfect. Thank you.

, Fife

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Everything was smooth and easy, it was a pleasure taking my policy out online. Far easier than other online sites. Thank you.

, Derbyshire

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Excellent service

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Comprehensive service and an excellent policy at a very good price

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Winner UK Broker Awards Investors in People 2013
Finalist at the British Insurance Awards 2013
Customer Service Winner - UK Broker Awards 2010
Insurance Times Award Winner 2010

Defaqto 5 Star Rated Caravan insurance with Caravan Guard

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© 2014 Caravan Guard Ltd, New Road, Halifax, West Yorkshire, HX1 2JZ United Kingdom. Tel: 01422 396 769.