Motorhome Insurance
Motorhome security
Your motorhome is an expensive asset and very attractive to thieves. Caravan Guard motorhome insurance rewards careful owners with special premium savings to reflect the care you take with your motorhome.
Extra security precautions may be made a condition of cover if your motorhome is of high value. However, you will still benefit from a premium discount to reward this additional security.
Motorhome Storage
The postcode and security precautions in place where you store your motorhome are also significant factors in how we calculate your insurance premium. See our motorhome storage page for more information.
Motorhome Engine Immobilisers
Almost all motorhomes registered in the last 10-15 years will have a manufacturer fitted or Thatcham Category (CAT) 2 approved immobiliser. If your motorhome has one of these, we offer a 15% motorhome insurance discount.
Motorhome Alarms
If your motorhome is fitted with a Thatcham Category (CAT) 1 security system we give a 20% motorhome insurance discount. CAT 1 systems combine an alarm and an engine immobiliser.
We also accept Thatcham Category 2 to 1 upgrade devices which can be fitted to motorhomes already fitted with Thatcham CAT 2 approved or factory fitted immobilisers to attain CAT 1 status.
Vanbitz Strikeback has been approved as a Thatcham CAT 2 to 1 upgrade and represents an excellent motorhome alarm system. It therefore qualifies for our 20% insurance discount. The Strikeback alarm is a compact, integrated, radio controlled system manufactured by Meta.
Vanbitz state, "Where a standard car alarm can lack the ability to effectively protect a larger vehicle, the Strikeback is designed specifically for motorhomes".
The alarm monitors the motorhome's cab, bonnet, selected locker doors and the habitation area. A 'sleep' mode can be activated so the system can maintain perimeter protection whilst you sleep in your motorhome; meaning you can move about inside the vehicle without setting off the alarm.
To check if your alarm system carries Thatcham CAT 1 or CAT 2 to 1 approval, please visit the Thatcham website.
Tracking devices
A stolen motorhome can usually be recovered very quickly by the police if a tracking device is fitted. We have compiled a list of Caravan Guard approved tracking devices. If you have one of these fitted, you can qualify for 25% off your motorhome insurance.
Please note: the maximum security device discount we offer is 25%, regardless of the number of approved devices you have fitted to your motorhome.
If you are unsure whether your motorhome security device qualifies for an insurance discount, simply contact us with details of your system to see how much you can save. Alternatively, we can advise you on the best type of system to fit.
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Excellent service 
Which Motorhome Insurance
Survey April 2012
Comprehensive service and an excellent policy at a very good price
Which Motorcaravan Insurance
Survey April 2009
The best insurance company I have dealt with. I would have no hesitation in recommending Caravan Guard to friends and family
Mrs Sheila Phillips
Staffordshire 2012
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© 2013 Caravan Guard Ltd, New Road, Halifax, West Yorkshire, HX1 2JZ United Kingdom. Tel: 0800 14 88 400
* Our club discount is available to members of various organisations and can only be claimed once per policy term. Caravan Guard Limited is authorised and regulated by the Financial Conduct Authority. Cover only available to UK residents (including Northern Ireland). Full details available on request. For your protection, calls may be recorded and may be monitored.