There was an abundance of new caravan and motorhome models released this summer and it was great to see that so many continue to install a range of safety and security devices as standard.
These devices not only make touring safer but they also generate some great insurance savings for Caravan Guard customers.
Insurance discounts apply to devices that are proven to reduce the risk of theft, road accidents and accidental damage whilst manoeuvring.
Below we take a look at the 2016 caravan models that get the most insurance discounts.
How much could you save?
Caravan Guard offers generous safety and security device discounts:
|Axle wheel locks (e.g. AL-KO secure)||10% DISCOUNT|
|Fixed alarm||5% DISCOUNT|
|Anti-snaking device (e.g. ATC)||5% DISCOUNT|
|Approved tracking device||15% DISCOUNT|
|Tyron safety bands||5% DISCOUNT|
So if you’ve got your eye on a 2016 caravan have a look to see how much you could save on your insurance.
2016 caravans with the best insurance discounts
Models in the 2016 Bailey Unicorn range are packed with the latest security and safety devices. Featuring the ATC Trailer Control (electronic anti snaking) system, AL-KO Secure Axle Wheel Locks and TRACKER Retrieve, a customer choosing to buy a Unicorn would be able to claim 30% in insurance savings when insuring with Caravan Guard.
Bailey’s Pegasus gives customers the option to add an AL-KO ATC trailer control system and AL-KO Secure wheel lock, which would give 15% in insurance discounts, and for the Pursuit range, the AL-KO ATC system is offered as an optional extra, which would provide a 5% discount.
Coachman’s luxury twin axle Laser range features two AL-KO Secure Wheel Locks; the AL-KO ATC, a remote control alarm system with PIR tilt sensors, and the Phantom Proactive-3 tracking device including 12 months subscription, which generates 35% of insurance discounts from Caravan Guard.
All models in Coachman’s VIP range come with the same devices as above – minus the tracking device – although just a single AL-KO Secure Wheel Lock – so qualify for 20% of discounts.
Models in Coachman’s popular Pastiche range can also earn customers a 10% saving as they feature the AL-KO ATC and an alarm system. There is also a receiver for an optional AL-KO secure wheel lock, which could grab buyers another 10% discount. The Vision range features a receiver for the AL-KO Secure wheel lock so buyers could get a 10% insurance discount if they pay for the optional locking insert.
Featuring an alarm system with PIR and leg sensor, AL-KO Secure Wheel Lock, ATC and TRACKER Thatcham Cat 7 approved tracker (with inclusive 12 month tracking subscription), the Elddis Crusader gets 35% in Caravan Guard discounts.
The Elddis Affinity also has an alarm system and AL-KO ATC fitted, which generate a 10 % discount and the Avante has the AL-KO ATC, which generates a 5% insurance saving.
Similarly in the Compass caravan range, the Rallye has a Phantom Proactive-3 tracking device with first 12 months subscription, an alarm system with PIR, and ATC Trailer Control and AL-KO Secure wheel lock, meaning insurance discounts add up to 35%. Whilst the Corona range is fitted with the AL-KO ATC giving a 5% saving.
The Buccaneer models get the same features as the Compass Rallye, but are fitted with a BPW wheel lock and iDC anti-snaking device, as opposed to the AL-KO models. These devices still attract 35% of discounts.
The 2016 Lunar Clubman and Delta are supplied with the AL-KO ATC Trailer Control System, AL-KO-Secure Wheel Lock, security alarm with PIR and tilt sensors, and the Phantom Proactive tracking device with 12 months subscription. Collectively these equate to 35% of Caravan Guard discounts.
Lunar’s Lexon and Stellar ranges are fitted with an alarm and AL-KO’s ATC system, giving buyers 10% discount from Caravan Guard.
Swift Group fits all of its Swift branded caravans with battery powered TRACKER Retrieve devices, automatically generating a 15% insurance discount with Caravan Guard.
Caravans in its premium Elegance range are fitted with an infra-red alarm system with tilt sensor and key fob, AL-KO Secure Wheel Lock and AL-KO ATC trailer stability control anti snaking device as standard. Together with the TRACKER Retrieve, these generate 35% in insurance discounts.
The 2015 Swift Conqueror range also features the AL-KO ATC, an alarm system and TRACKER Retrieve, to secure 25% in discounts. Models also have a receiver for an optional AL-KO Secure axle wheel lock.
As for the caravans in the 2016 Swift Challenger range, they offer a 15% discount, for its TRACKER Retrieve system.
There are plenty of insurance savings for standard fit security and safety equipment in Swift’s Sterling branded models. The Continental range has the same devices as found in the Swift Elegance so gets 35% in discounts. The Elite matches the Swift Conqueror, generating a 25% discount and the Eccles range equals the Challenger in terms of security and safety features.
It’s worth noting that whilst the Sprite Alpine, Major and Quattro models have a TRACKER Retrieve system, gaining a 15% insurance discount, the Sprite Freedom doesn’t, though you could spec options such as AL-KO ATC and an alarm to get 10% in premium discounts.
If you have your eye on a new caravan and would like to know how much you can save on your insurance then use our Quote and Buy tool for a quick online quote!
Discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information about our touring caravan insurance policy, you can download a specimen policy or policy summary from our touring caravan insurance documents section.
Note: All details correct at time of publication but may be subject to change.