Static Caravan Insurance

Static Caravan Insurance

Insurance for holiday caravans, lodges and chalets

Caravan Guard's sister brand, Leisuredays, offers great value static caravan holiday home, lodge and chalet insurance. Cover can be extended to include your own contents and personal effects.

Visit the Leisuredays website

Take a look at some of the benefits:

  • Extensive policy cover for your holiday caravan, lodge or chalet
    Cover for fire, theft, storm and flood, plus accidental damage
  • New for old option
    Should the worst happen we'll replace your holiday caravan and its contents with new
  • £10,000 cover for debris removal, resiting and emergency repairs
    Covering the cost of replacing your damaged holiday caravan and reconnecting utilities
  • 24 hour 365 day claims helpline
    When crisis strikes we're there to help sort things out
  • Fixtures and fittings cover
    We'll also cover extras such as verandas, patios, sheds and steps
  • Legal expenses cover option up to £100,000
    To pursue civil claims, personal injury claims, consumer rights or employment matters
  • £5 million public liability cover
    Covers the costs you may legally have to pay as a result of accident, injury or damage
  • £500 cover for locks and keys
    We'll replace these following loss or damage
  • £75 excess
    Just a small amount to pay in the event of a claim
  • Emergency accommodation costs up to £75 a day for 15 days
    There to help you continue your holiday if your caravan, lodge or chalet cannot be used
  • £1,000 emergency services damage
    We'll protect you against damage caused by the fire, police or ambulance services
  • £2,500 ground rent cover
    We'll cover the cost of ground rent if your holiday caravan can't be used
  • £25,000 fatal accident benefit
    A little extra peace of mind provided by a lump sum payment
  • Hiring out and loss of earnings options (£250 excess)
    Hire out your holiday caravan and don't lose out on income if it cannot be used
  • Special occasions cover
    £2,500 contents cover increase around the time of birthdays, weddings or religious festivals
  • 14 day money back guarantee (subject to no claims)
    Our plain English policy comes with the reassurance of a satisfaction guarantee
Heart Research UK Logo

Plus, for every paperless policy we provide, we will donate £1 to our chosen charity - Heart Research UK

This website provides a brief summary of cover on our holiday caravan insurance policy and the cover options available. Your schedule will confirm cover features applying to your policy. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information, you can download a specimen policy or policy summary from our static caravan insurance documents section.

Call us today on:
0800 14 88 400 free from landlines
01422 396 769 may be cheaper from mobiles

We are open 7 days a week:
8am-8pm weekdays
9am-4pm weekends
& most Bank Holidays

Guide to static caravan insurance

Why do I need specialist static caravan insurance?

Static caravans are much more vulnerable to storm or flood damage than a bricks and mortar building, and as they are often left unattended for long periods of time they can be a target for break-ins if not properly protected. It's important you protect against the risks, for instance, making sure you 'drain down' the caravan to avoid frozen pipes over winter.

However, even the most careful owners are unlucky sometimes, and it's for these circumstances that specialist static caravan insurance comes in to its own as it covers you for static caravan claims such as storm damage, flood, fire and break-ins.

Things to look out for when choosing a static caravan insurance policy

  • Debris removal, resiting and reconnection costs can range from £1,000 to £10,000, and cover for this is included as standard in our static caravan insurance policy. You may find that other static caravan insurance policies offer this as an optional extra and make you pay an additional premium.
  • Check you have enough Public Liability cover to meet your park's minimum requirements. We offer a generous £5 million limit but different insurers offer other amounts so check what your park requires before insuring.
  • Our static caravan insurance offers 'New for Old' cover for static caravans up to 15 years old (whole park arrangements may differ), and means that if your static caravan is damaged beyond economic repair you will be provided with a brand new static caravan of the same or equivalent model as that which was lost. Bear in mind though you will have to insure your static caravan for its new replacement value.

Very efficient service and very good price, will recommend you to other people

Mrs Brander, Dundee

The best online static quote I've ever done, so easy to do and good price

Mr Tinline, Bristol

Tried other companies for quotes but took too long or still waiting so your web site is the best and quickest. Thanks

Mr Hall, Clackmannanshire

Winner UK Broker Awards Investors in People 2013
Finalist at the British Insurance Awards 2013
Customer Service Winner - UK Broker Awards 2010
Insurance Times Award Winner 2010


Why choose us?
  • 8am-8pm Weekdays
    9am-4pm Weekends
    & most Bank Holidays
  • Number 1 for service
    and value
  • Reassuringly good cover
    from a leading insurer
  • Award winning
    customer service
  • Safe and secure
    online quotes
  • Confidence in a
    trusted family business
  • Great value for money
  • Money back guarantee
  • Member of the
    National Caravan Council
  • Heart Research donation
    with every paperless policy
  • Investor in people with
    high training standards
  • Plain English policy
  • Direct Debit facility
    to spread the cost

© 2014 Caravan Guard Limited, registered in England Number 4036555 at New Road, Halifax, West Yorkshire, HX1 2JZ United Kingdom.
Tel: 01422 396 769. Email: info@caravanguard.co.uk.

Caravan Guard Limited is authorised and regulated by the Financial Conduct Authority. Registered in England Number 4036555. Cover only available to UK residents (including Northern Ireland). Calls may be recorded.