More value... from your touring caravan insurance

Caravan Guard's 5 Star Touring Caravan Insurance policy has been rated by Defaqto, an independent financial research company that compare insurance providers. The following discounts mean that our 5 Star cover provides a comprehensive level of cover at a great price.

More cover...

Caravan Guard's Defaqto 5 Star rated touring caravan insurance policy comes with the reassurance of extensive cover backed by a leading UK insurer, RSA. You can tailor your cover with options to suit your caravanning needs.

• Extensive cover whilst touring or in storage
  Reassurance of cover for fire, theft, storm, flood and accidental damage
• Awning storm damage
  Cover for both your caravan and awning if damaged by bad weather
• New for old option up to 15 years old
  Enjoy a new caravan and equipment if yours is damaged beyond economic repair or stolen
• 24 hour 365 day claims helpline
  When crisis strikes we're always there to help sort things out
• Recovery and redelivery
  We’ll recover your damaged caravan even when abroad and deliver it back to you repaired
• Legal expenses cover option up to £50,000 (arranged by Lawshield UK Ltd)
  To pursue injury, consumer and employment claims and recover uninsured losses
• £2,500,000 public liability cover
  Protection for legal claims made against you following accidents, injuries or damage
• Emergency accommodation cover options
  Let us pay up to £75 a day for 15 days so you can continue your holiday - or extend this up to £100 per day for a maximum of 30 days
• European cover options
  Enjoy the freedom to take trips abroad for up to 180 days, or extend this up to 240 days
• Ill driver cover
  Including getting your caravan home from anywhere in the UK if the only driver falls ill
• Flexible excess from £100
  You can increase your excess to reduce your premium
• £25,000 fatal accident benefit
  A little extra peace of mind provided by a lump sum payment
• £500 locks and keys cover for caravan and security devices
  Stay secure with replacement locks and keys following loss or damage
• Family and friends
  Feel free to loan your caravan knowing that the same extensive cover applies
• 14 day money back guarantee(subject to no claims)
  Our plain English policy comes with the reassurance of a satisfaction guarantee

Plus, for every paperless policy we provide, we will donate £1 to our chosen charity - Heart Research UK

This website provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information about our touring caravan insurance policy, you can download a specimen policy or policy summary from our touring caravan insurance documents section.

Call the Caravan Guard team today on:
0800 14 88 568 Free from landlines
01422 396 769 May be cheaper from mobiles

We are open 7 days a week:
8am-8pm weekdays
9am-4pm weekends
& most Bank Holidays

Guide to caravan insurance

Why is having insurance for your caravan a good idea?

A specialist insurance policy for your touring caravan ensures that in the event of the caravan being badly damaged or stolen you aren't left out of pocket.

What to look out for when buying insurance for your touring caravan

• What's covered? Our policy covers you for damage to the caravan itself, plus fixed kitchen equipment such as fridges, freezers and cookers, as well as 'Caravan Equipment' which includes things such as Aquarolls and security devices, and any items which are used solely in the caravan, such as televisions or radios.
• Removable items such as clothes and toys are known as 'Personal Effects' and are often covered by your household policy. These can be covered on our caravan insurance policy but be sure to check with your home contents insurer first to avoid paying for the same cover twice. High risk items such as laptops, MP3 players, mobile phones and pedal cycles cannot be covered on this policy.
• 'New for Old' cover means that if your caravan is stolen or damaged beyond economic repair you will be provided a brand new caravan of the same or equivalent specification. Our policy offers replacement with new cover for caravans up to 15 years old.
• Discounts are offered to customers who join a camping or caravan club or read a caravanning magazine. Plus we offer excellent caravan security discounts for satellite tracking devices, alarms, axle wheel locks and secure storage sites.

Does my car insurance policy cover my caravan?

In the event of a road accident whilst towing your caravan which is your fault, your car insurance policy only covers you for damage sustained to a third party, it does not cover any damage sustained to your caravan. Also your caravan is just as likely to be damaged or stolen when detached from your towing vehicle - and in this instance there is absolutely no cover provided by a car insurance policy.

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