Campervan insurance
Customers love us for our service and value
Your campervan insurance has never been so easy to arrange
Campervans are covered under our insurance policy for motorhomes. The policy, backed by leading UK insurer RSA, offers several major discounts and tailored benefits for campervan owners
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campervan insurance policy

Summary of campervan insurance discounts available
Discount | Do you Qualify? | |
---|---|---|
Up to 69% | No claim discount | More info |
2.5% | Horton Common club discount | More info |
Up to 11% | for secure home storage | More info |
Up to 10.5% | campervan ownership experience discount | More info |
Up to 7.5% | Low mileage discount | More info |
2.5% | Reversing camera or parking sensor discount | |
Up to 25%* | Security system discount as per below: | |
15% | Thatcham category 2 OR manufacturer fitted immobiliser OR... | More info |
19% | Thatcham category 1 security (alarm & immobiliser) or Van Bitz OR... | More info |
25% | Approved tracking device | More info |
5% | Tyre safety discount | |
Tyron bands | More info | |
Tyre pressure monitors | More info | |
Tyre sealant | More info |
*Note that 25% is our maximum security device discount even if you have more than one device fitted to your campervan.
Comprehensive specialist campervan insurance cover
- Comprehensive specialist campervan cover
Relax with cover for accidental damage and no excess for windscreen repairs. - £5,000 equipment and personal possessions cover
Cover for non-fixed campervan accessories including your gas bottles, water carriers, awnings, canopies, bedding and TV. Also cover for clothing you take on your travels. - 24 hour UK recovery and roadside breakdown assistance (operated by AXA Assistance)
A specialist team will help if you get stuck and need recovery. - Optional European breakdown cover
Extends our campervan recovery service and pays repatriation costs following insured damage which means your campervan can’t be driven. - Emergency accommodation
Reassurance with our options for emergency accommodation with up to £100 daily allowance for hotels or alternate campervan hire for up 30 days. - £100,000 motor legal expenses
This covers any campervan or car owned by you and can be used to fund legal proceedings to recover uninsured losses, such as your excess, from the driver at fault, where you have greater than a 51% chance of compensation success. - £20 million public liability cover
Financial protection against legal claims made against any insured driver for damage or injuries. - £15,000 personal accident cover
A little peace of mind provided by a lump sum payment following a major accident in your campervan.
- Storm and campervan awning cover
Your campervan and any awning, be it a porch awning, canopy or drive away awning, are covered for damage caused by a storm. - Highly rated claims service based in the UK
Our experienced team of campervan insurance experts at RSA will take care of your claim and pay out any settlement. - Optional European cover for up to 9 months
Peace of mind with our comprehensive cover if you plan on travelling abroad in your campervan. - Protected no claim discount option
Help to keep your premiums low even if you have to claim. - Commuting and mileage options
Use your campervan to travel to your workplace and specify up to 11,000 miles. - New for old campervan replacement (if owned from new and under 2 years old)
Take delivery of a brand new campervan following theft or write off. - £1,000 cover for keys and locks
Sleep easier in your campervan with replacement locks, keys and transmitters following theft - Flexible excess from £150
You can reduce your premium by increasing your excess - 14 day money back guarantee (subject to no claims)
Our plain English policy comes with the reassurance of a satisfaction guarantee
Plus, for every paperless policy we provide, we will donate £1 to our chosen charity - Heart Research UK.
This website provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information about our campervan insurance policy, you can download a specimen policy or policy summary from our insurance documents section. Minimum premiums apply.
Could I just get a standard van insurance policy to cover my campervan?
A van policy is unlikely to cover much of your equipment and possessions. Van policies usually have a limit of a few hundred pounds for these items. Remember Caravan Guard cover up to £5000 for your non fixed campervan equipment and personal possessions such as clothing.
Caravan Guard also offer mileage discounts plus European travel and breakdown options for you and your campervan. Also we are able to provide cover for those using their campervan to commute to and from work.
If you’re buying a new campervan or bought it new in the last 12 months don’t forget we can offer replacement with new cover up to two years old (terms and conditions apply) - not a benefit often offered in van or car insurance policies.
Our advisers are also specialists in campervan insurance so can help you to get the cover you need at price you’ll love.
Campervan insurance
The VW campervan has been an iconic vehicle for over 60 years and remains as popular today as ever not least in the guise of its California model. But there are literally hundreds of campervan converters out there worth a look.
Caravan Guard provides specialist campervan insurance for campervans up to 25 years old providing they have been professionally converted.
Well known professional converters of campervans include Bilbos, Danbury, Hillside, IH Campervans, Leisuredrive, Vantage, Wellhouse, Westfalia, Wheelhome and Wildax. If when you use our quote facility online and note that your campervan converter isn’t listed, please call us. Chances are we will be able to cover it.
Campervans and van conversions are covered under our insurance policy for motorhomes so please refer to the documents page for full terms and conditions.
As well as Volkswagen based campervans, Caravan Guard can provide insurance for many other types of campervans, campers or van conversions. These are often based on vans manufactured by Citroen, Fiat, Ford, Mercedes and Toyota.
Many campervans are generally small and compact in comparison to coachbuilt motorhomes with living space converting into a bed, and often without separate bathroom. Although some larger van conversions do have a separate bathroom and sleeping areas.
When looking at the exterior of a campervan there isn't much difference compared to what the base vehicle manufacturer’s standard van looks like. It will have windows in the rear side panels and often a pop up roof section (for extra sleeping space or extra headroom). The changes to the interior will be much more dramatic with day time seats that convert into beds, tables, often a cooking hob, fridge, sink, cupboards for storage, and quite often a chemical toilet.
We can also provide insurance cover for some imported campervans such as Mazda Bongo. However, these vehicles must have been imported by a recognised UK dealer and converted professionally.
You might also be interested in...Reading the latest campervan model reviews on our news blog with a quote for campervan insurance with Caravan Guard.
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