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Motorhome insurance with big savings
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Three reasons to buy
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Discounts to reward careful owners
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Rated Excellent by customers
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Cover you and your motorhome deserve
Your quote rewards you for being a careful owner.
We offer these great discounts...
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*Note that 25% is our maximum electronic security device discount even if you have more than one device fitted to your motorhome.
- Up to 68% No claim discount
- Up to 15% secure home storage discount
- Up to 10.5% previous experience discount
- Up to 9.3% low mileage discount
- 5% reversing camera or parking sensor discount
- Up to 5% physical security discount
- Up to 25%* electronic security system discount as per below
- 5% tyre safety discount
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*Note that 25% is our maximum electronic security device discount even if you have more than one device fitted to your motorhome.
Your fellow campervan owners rate us as Excellent on leading independent review website trustpilot.com.
See what our motorhome customers say...You’ll also have the reassurance of extensive cover backed by a leading UK insurer, RSA.
- Comprehensive specialist motorhome cover
Reassurance of accidental damage cover and no excess for windscreen repairs - 24 hour UK recovery and roadside breakdown assistance (operated by AXA Assistance)
A specialist team will help if you get stuck and recover you no matter how big your motorhome - European breakdown cover
Extends our specialist motorhome recovery service including repatriation costs. - Emergency accommodation cover options
Fall back on up to £75 daily for a maximum of 15 days so you can continue your holiday – or pay to extend this up to £100 per day for up to 30 days - £100,000 motor legal expenses
This covers any motorhome or car owned by you and can be used to fund legal proceedings to recover uninsured losses, such as your excess, from the driver at fault, where you have greater than a 51% chance of compensation success - £20 million public liability cover
Protection from legal claims made against you or insured drivers for accidents, injuries or damage - £15,000 personal accident cover
A little peace of mind provided by a lump sum payment following a major accident
- Awning storm damage
Both your motorhome and awning are covered should they be caught in a storm - Highly rated claims service based in the UK
Our experienced team of experts at RSA will settle your claim quickly and efficiently - Comprehensive European cover up to 9 months option
Enjoy the freedom to take trips abroad be it a hop across the channel or a full tour of Europe*
Click to read list of countries covered.Motorhome European insurance cover
Our European Motorhome Insurance option gives you comprehensive cover to visit the countries listed in the table below.
The Endorsement section of your policy schedule shows if European Insurance and / or European Breakdown options are in force.
The maximum amount of time that can be spent in any one country is 180 consecutive days. The maximum amount of time that can be spent abroad in Europe overall is 9 months within each policy year.
Green Cards
To visit certain countries you will require a Green Card (see table below), which proves you have the minimum legal requirements for third party liability insurance.
We can issue a Green Card for an additional charge on request. Please contact us in good time with details of the countries you are travelling to and the dates you will be in each country.
Please note that our European Breakdown provider AXA Assistance and Legal Expenses provider Auxillis Limited (formerly Albany Assistance Limited) do not provide cover in countries that a Green Card is required for.
Scroll down to see list of countries
Albania 
Additional cover required – please contact usAndorra 
Austria Belgium Bulgaria* Croatia Cyprus (Greek)** Czech Republic Denmark Estonia Faroe Islands Additional cover required – please contact usFinland France (inc Monaco) Germany Greece Hungary Iceland Ireland Italy (inc San Marino & Vatican) Latvia Liechtenstein Lithuania Luxembourg Macedonia Additional cover required – please contact usMalta Montenegro Additional cover required – please contact usNetherlands Norway Poland Portugal (inc Madeira) Romania* Serbia (excluding Kosovo) Additional cover required – please contact usSlovak Republic Slovenia Spain (inc Balearics & Canaries) Sweden Switzerand UK (inc Gibraltar)
Countries listed correct as of 28/02/2019.
- Protected no claim discount option
Help to keep your premiums low even if you have to claim - £5,000 equipment and personal possessions cover
For portable items such as trailers, awnings, gas bottles, generators, TVs and clothing - New for old motorhome replacement (if owned from new and under 2 years old)
Get a brand new motorhome if yours is written off or stolen - £1,000 cover for keys and locks
Feel secure with replacement locks, keys and transmitters following theft - Flexible excess from £150
You can reduce your premium by increasing your excess - 14 day money back guarantee (subject to no claims)
Our plain English policy comes with the reassurance of a satisfaction guarantee
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This website provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information about our motorhome insurance policy, you can download a specimen policy or policy summary from our motorhome insurance documents section. Minimum premiums apply.
If you'd like to know more about Caravan Guard or our products, visit our homepage or click here to view our frequently asked questions
More reasons to choose us
Rated Excellent by customers
Safe and secure online quotes
Highly rated claims service
Money back guarantee
Award winning company
Plain English policy and documents