Is caravan insurance a legal requirement?

Caravan insurance by law is not a legal requirement. However, without it you’ll likely have to pay for repairs or a replacement out of your own pocket following accident damage you cause, of after storm damage or theft.

People often ask if caravans are covered under a car insurance policy. If you were involved in a road accident while towing your caravan which was your fault, your car insurance policy would only cover damage to your car and damage caused to third party vehicles and property. Car insurance does not cover any repairs to your caravan.  Also your caravan is just as likely to be damaged or stolen when detached from your towing vehicle – and in this instance there is absolutely no cover provided by a car insurance policy.

At Caravan Guard we offer flexible insurance options so you can choose the cover that suits you the best. Click here to read more and get a touring caravan insurance quote.