Motorhome and Caravan Insurance from Caravan Guard

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Touring caravan cover benefits
Motorhome cover benefits

You’ll also have the reassurance of extensive cover backed by a leading UK insurer, RSA.

Policy benefits

Extensive cover whilst touring or in storage
Reassurance of cover for fire, theft, storm, flood and accidental damage
Awning storm damage
Cover for both your caravan and awning if damaged by bad weather
New for old option up to 15 years old
Enjoy a new caravan and equipment if yours is damaged beyond economic repair or stolen
Highly rated claims service based in the UK
Our dedicated team of caravan experts at RSA will take care of your claim and pay out any settlement
Protected no claim discount option
Help to keep your premiums low, even if you have to claim
Recovery and redelivery, even when abroad
If your damaged caravan can't be towed it will be recovered and returned to you repaired
Legal expenses cover option up to £100,000
To pursue injury, consumer and employment claims and recover uninsured losses
Emergency accommodation or caravan hire options
Benefit from up to £100 a day for 30 days so you can continue your holiday
European cover options
Enjoy the freedom to take trips abroad for up to 180 days, or pay to extend this up to 240 days
Plus lots more...
Flexible excess from £100, £2.5m public liability, ill driver cover, £25,000 fatal accident benefit and family and friends cover

Insurance discounts

10% club member discount
Up to 25% no claims discount
15% approved tracking device discount
10% axle wheel lock discount
10% CaSSOA Silver/Gold storage discount
5% electronic anti snaking device
5% tyre safety device (Tyron bands or tyre pressure monitoring or tyre sealant)
5% reversing aid (cameras or sensors)
Up to 5% for security marking (5% VIN Chip Plus or 2.5% other marking systems)

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This website section provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information on this insurance policy, you can download a specimen policy or policy summary from our tourer insurance documents section. New for old option available on fifth wheelers up to 5 years old only, and the alarm, axle wheel lock, anti-snaking device, security marking, tyre safety and reversing aid discounts do not apply to fifth wheelers.

You cannot be an existing customer of Caravan Guard and must take out and hold a Caravan Guard touring caravan or motorhome insurance policy for at least 90 days before vouchers are paid. If you take out a trailer tent or folding camper policy, vouchers will be paid at half value only. Usual policy conditions and underwriting criteria will apply. Vouchers cannot be claimed in conjunction with other offers. Offer only applies when a new policy is taken out before the end of 2021. Caravan Guard reserves the right to swap the voucher with another voucher of equivalent monetary value. It also reserves the right to withdraw this offer at any time in the future. Caravan Guard Limited is authorised and regulated by the Financial Conduct Authority.

You’ll also have the reassurance of extensive cover backed by a leading UK insurer, RSA.

Policy benefits

Comprehensive specialist motorhome cover
Reassurance of accidental damage cover and no excess for windscreen repairs
24 hour UK recovery and roadside breakdown assistance (operated by AXA Assistance)
A specialist team will help if you get stuck and recover you no matter how big your motorhome
European breakdown cover
Extends our specialist motorhome recovery service including repatriation costs
Emergency accommodation cover options
Fall back on up to £75 daily for a maximum of 15 days so you can continue your holiday – or pay to extend this up to £100 per day for up to 30 days
£100,000 motor legal expenses
This covers any motorhome or car owned by you and can be used to fund legal proceedings to recover uninsured losses, such as your excess, from the driver at fault, where you have greater than a 51% chance of compensation success
£20 million public liability cover
Protection from legal claims made against you or insured drivers for accidents, injuries or damage
Highly rated claims service based in the UK
Our experienced team of motorhome experts at RSA will take care of your claim and pay out any settlement
Comprehensive European cover up to 9 months option
Enjoy the freedom to take trips abroad be it a hop across the channel or a full tour of Europe
Protected no claim discount option
Help to keep your premiums low even if you have to claim
£5,000 equipment and personal possessions cover
For portable items such as trailers, awnings, gas bottles, generators, TVs and clothing
New for old motorhome replacement (if owned from new and under 2 years old)
Get a brand new motorhome if yours is written off or stolen
Plus lots more...
Flexible excess from £150, £1,000 keys & locks cover and £15,000 personal accident benefit

Insurance discounts

2.5% club member discount
Up to 69% no claim discount
Up to 10.5% for previous motorhome experience
15% off for a manufacturer fitted immobiliser and further discounts for approved alarms and tracking devices
7.5% low mileage discount
5% tyre safety device (Tyron bands or tyre pressure monitoring or tyre sealant)
2.5% reversing camera or sensor discount

Get a quote

This website section provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information about our motorhome insurance policy, you can download a specimen policy or policy summary from our motorhome insurance documents section. Minimum premiums apply.

You cannot be an existing customer of Caravan Guard and must take out and hold a Caravan Guard touring caravan or motorhome insurance policy for at least 90 days before vouchers are paid. If you take out a trailer tent or folding camper policy, vouchers will be paid at half value only. Usual policy conditions and underwriting criteria will apply. Vouchers cannot be claimed in conjunction with other offers. Caravan Guard reserves the right to swap the voucher with another voucher of equivalent monetary value. It also reserves the right to withdraw this offer at any time in the future. Caravan Guard Limited is authorised and regulated by the Financial Conduct Authority.