Holiday home insurance

For UK holiday properties, cottages and apartments

Insurance for holiday homes from

Holiday home insurance from our sister brand Leisuredays offers extensive cover for holiday cottages, apartments or other properties in the UK. For a comprehensive list of benefits, see below.

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Holiday home insurance with more features and benefits

  • Extensive cover for your holiday home
    Cover for malicious damage as well as fire, theft, storm and flood
  • New for old cover as standard
    Automatic cover for buildings up to £750,000 and contents up to £60,000
  • Claims helpline open 24 hours
    Help is available every day of the year if you need to make a claim
  • Short term alternative accommodation up to £2,000
    Cover that pays for temporary accommodation if your holiday home cannot be lived in
  • Malicious damage and theft cover
    Protection if your guests cause deliberate damage or steal items from your holiday home
  • £80,000 loss of rental income
    Don't lose income if a claim prevents paying guests from staying
  • Up to £100,000 legal expenses
    Help to defend you if you get into a dispute or have problems with squatters in your holiday home
  • Up to £5m public liability cover
    Protecting you if you are held legally responsible for accidents, injuries or damage
  • Accidental damage option
    Cover for accidental damage such as spilling wine on a carpet
  • Optional pet damage cover
    Cover for damage caused by pets owned by you or your guests
  • Generous unoccupied terms
    Cover still applies if your holiday home is left unoccupied for up to 60 days
  • £750 locks and keys cover
    Making your holiday secure again if keys are lost or locks damaged.
  • £2,000 outdoor items cover
    Cover for more exposed items kept out in the open
  • £1,000 cover for business money
    To cover rent you may keep in your holiday home
  • Debris removal cover
    Rest assured that any debris left behind after a claim will be cleared up
  • Low excess
    An excess from just £100 to pay if you have to make a claim

Heart Research donation with every paperless policy

Plus, for every paperless policy we provide, we will donate £1 to our chosen charity - Heart Research UK.


This website provides a brief summary of cover on our holiday home insurance policy and the cover options available. Your schedule will confirm cover features and levels applying to your policy. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information, you can download a specimen policy or policy summary from our holiday home insurance documents section.

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Reassuringly good cover from a leading insurer
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Great value for money
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Member of the National Caravan Council
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Heart Research donation for every paperless policy
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Plain English policy and documents