Motorhome insurance

You can transfer no claim discount from the previous insurer of your motorhome, car or other insured vehicle.

If you don't have any discount to transfer, you may still qualify for a large introductory discount if you have been insured and claim free on your private car, a company car, or a named driver on your partner's policy.

We can protect your motorhome no claim discount if you have 5 years or more NCD earned on another motor vehicle policy which is available for transfer to your new Caravan Guard policy. To qualify you must not have made a motor insurance claim within the last 12 months.

If you do protect your no claim discount the overall discount you receive will reduce slightly.

You will qualify for an insurance discount if you are a member of any motorhome or caravan club (national, regional or owners' club).

You will also qualify if you are a reader of a motorhome magazine, a member of an online motorhome related forum or you are a customer of one of our dealer partners.

Security measures at your home or storage location can result in a saving on your motorhome insurance. For example, fitting a padlock to gates or installing a security post at home, storing in a locked outbuilding at your home, or measures such as perimeter fences, CCTV and access control at a secure storage site.

In addition to any no claim discount, you may qualify for a further 10.5% discount if you have any previous experience of driving a motorhome sized vehicle.

If your motorhome isn't on the road frequently, you are regarded as a lower insurance risk. So if your mileage is less than 5,000 miles a year, you will benefit from reduced premiums with Caravan Guard.

CAT 1 alarms generate a sound when any of the doors on a motorhome – including the boot and bonnet – are opened. The alarm can be set using either a traditional key fob, PIN code or touch key. In order for the alarm to work and detect suspicious activity, the passenger compartment in the vehicle must have interior movement monitoring. The siren on the alarm must also have its own integral power supply with a coded communication to the alarm electronic control unit. The alarm’s accompanying immobiliser also helps to alert the vehicle’s owner of any movement within the motorhome and must be engaged within 60 seconds of the ignition being switched off. When installed, CAT 1 alarms will sound within 300 seconds of a break-in occurring. If you know the name of your motorhome’s alarm system you can check if it has Thatcham’s Category 1 approval at

An immobiliser is an electronic device that prevents the engine from running unless a corresponding key is present in the ignition. We can accept both manufacturer fitted devices and retrofitted devices that are Thatcham Category 2 approved. Most motorhome base vehicles registered over the last 15 years will have an immobiliser fitted as standard. If you’re unsure whether there is an immobiliser fitted to your motorhome, please check your motorhome documentation. Read more about motorhome immobilisers here.

Such devices can help locate your stolen motorhome by guiding police to its position using GPS technology. Not all tracking devices qualify for our discount.

Tyron wheel safety bands greatly reduce the risk of accident through loss of control after tyre deflation by helping to keep the tyre in place following punctures, blow-outs and under inflation.

Incorrectly inflated motorhome tyres can affect the way a motorhome drives and may lead to a serious accident. That's why we offer an insurance discount for tyre pressure monitoring systems (TPMS) fitted to motorhome tyres. TPMS systems work by placing sensors either on the motorhome tyre valves or inside the motorhome wheels. These sensors continuously measure the pressure and temperature of the tyres and transmit information wirelessly to a dashboard mounted monitor and sound an alarm if there's any abnormality. Popular makes include TyrePal or Snooper's Tyre Pilot.

We offer a motorhome insurance discount for pre-puncture tyre sealant or slime, which is a proactive defence against tyre punctures and can help prevent an accident. It's injected through the motorhome tyre valves and coats the inside of the tyres. In the event of a puncture, and when the penetrating object is removed, a small amount of tyre sealant is squeezed through the puncture hole to seal the tyre. We offer this discount for the likes of Phantom Tyre Protector and Ultra Seal. Please note the discount does not apply for post-puncture tyre sealant kits which are only used to temporarily repair tyres following a puncture.