Which 2015 motorhomes offer the best insurance discounts?

Published in Motorhoming Top Tips on   - 6 Comments

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  1. Andrew Harcourt says:

    I’ve just found this article. We fit many extras to our motorhomes and I am wondering which devices you want to know about when you say ‘remember to contact us if you make any modifications to your motorhome.’ I have a solar panel, an extra leisure battery, air ride suspension, tow bar, an upgraded radio and lots of loudspeakers, various odd things like a SOG, LED lights that I have added myself, the list goes on and on. I bought it second hand like this, the previous owner was obviously very keen, and it is one of the reasons I bought it. I think your requirement of notification of modifications was introduced donkeys years ago when boy racers were making their cars go faster and therefore were more liable to make a claim. But if we need to tell you about every little thing such as adding LED lights, we will all bore each other to tears. What do you actually want to know?

    • Lucie @ Caravan Guard says:

      Hi Andrew,

      Many thanks for getting in touch. We ask that customers advise us of any modifications made because in some cases, such changes can results in a rise in the motorhome’s overall value. This means that the sum insured amount detailed on the policy may need to be updated. For further details and advice, see our recent guide to motorhome modifications here.

      Thanks again


  2. Mr John B Hobson says:

    You seem to be over orientated towards reversing camera’s on motorhomes, but whenever I ask if you are considering a discount for members who fit “Dashboard Camera’s” in order to counter the rise in “Crash for Cash” claims by criminals who feel they can get away with claiming for their non-existant injuries, all I get is “We will pass it forward but nothing is available yet”.
    I have fitted one of these in both my Motorhome and my Car and when running through the film once a week to see how near I came to having an Engineered crash, I never cease to wonder why the insurance companies do not as yet make them mandatory.
    I will be interested to view your reply, after all 90% of Bus companies have already fitted them and saved thousands of pounds over and above the cost.
    John Hobson.

    • Craig @ Caravan Guard says:

      Hi John
      Thanks for your comment.
      Your suggestion has not been ignored. We are seriously reviewing dashboard cameras. We think dashcams could be highly effective in proving liability in accidents. If we can prove to our underwriters RSA that they will create a significant reduction in claims payouts, they may allow us to offer a premium discount. So watch this space!

  3. Clive says:

    Would like to see you do an article/survey, on the adapters that are available to allow filling of standard (non user refillable) gas bottles, and the associated dangers, and liability should they cause an incident

    • Lucie @ Caravan Guard says:

      Great idea Clive – that’s definitely something we’ll look into in the New Year.

      Thanks for getting in touch.


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