How to set a correct insurance value for your caravan equipment

Published in Caravanning Top Tips on   - 4 Comments

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  1. Colin WILKINSON says:

    I have a Lunar Clubman CK, which includes much standard equipment. Even so, ‘caravan equipment’ not included produces a significant list. On a new for old basis I reckon I need £2850 of cover for full insurance. I note your customers put an average value of £1042 on this equipment. Many of these caravanners will be significantly under-insured.

    • Lucie @ Caravan Guard says:

      Hi Colin,

      Although under-insuring can be quite common with people who are unsure what kind of equipment falls under what category, it is easy to avoid. This article in particular is intended to get customers thinking about equipment value insured on their policy and to call us if they feel it could be worth adding additional items to their total sum insured.

      Many thanks


  2. Wendy Wood says:

    Our 2012 Swift Conqueror 530 came complete (from the manufacturer) with burglar/motion alarm, carbon monoxide alarm, smoke alarm, CD/radio, Alko wheel lock, electric hook-up, waste bin, refrigerator, mains polarity tester and TV digital aerial; should these be classed as additional items for contents or included in the value of the caravan?

    • Lucie @ Caravan Guard says:

      Hi Wendy,

      Any security device that was fitted to the caravan when you bought it (such as the burglar alarm) would come under the value of the caravan. All the other you listed (waste bit, aerial etc) should be classed as caravan equipment.

      Remember caravan equipment as… Items that you ONLY use when caravanning, even if you might not keep those items in the caravan when it’s not been used. But not including fixtures amd fittings that were supplied as standard by the caravan manufacturer as these will be covered under the caravan insured value.


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