Caravan insurance

The discount applies for all members of national, regional or owners' clubs.

It also applies to readers of leading caravan magazines such as Practical Caravan, Caravan Magazine and Discover Touring as well as Caravan Guard Facebook fans, CaravannersRus members, CSMA Club members, customers of our partner dealers and holiday parks and various online caravanning forums such as UK Campsite and Caravan Talk.

We reward mature caravan owners with up to 10% discount.

No claim discount for insured and claim free years:

• 1 year = 10%
• 2 years = 15%
• 3 years = 20%
• 4 years = 22%
• 5 years = 24%
• 6+ years = 25%

It is possible to protect a 3 year no claim discount.

Don't miss out! An introductory discount may be available if you have previous experience of towing or driving a larger vehicle (even if it wasn't insured in your name).

Such devices can help locate your stolen caravan by guiding police to its position using GPS, GSM or VHF technology. Not all tracking devices qualify for our discount. Please see our list of approved touring caravan tracking devices.

An axle wheel lock attaches to the caravan chassis. Once the wheel is jacked up and lined up with the chassis receiver, a locking plate is fitted through the wheel to lock it in place. Examples of axle wheel locks include the AL-KO Secure or BPW/SAS/Winterhoff Diamond Wheel Lock. We accept these devices in place of a traditional wheel clamp and you will also qualify for an additional insurance discount.

If you are unsure whether your device qualifies please click here

If your caravan already has an alarm or you plan to fit an alarm you can claim another insurance discount. There are many alarm systems available for caravans. The best types of alarm monitor movement inside the caravan using Passive Infra-Red (PIR) sensors and/or will trigger via tilt sensors if a thief attempts to tow your caravan away.

The security in place at the location where your caravan will be stored could reduce the price you pay for your insurance. Having gates that you keep locked at all times or a security drive post at your home storage location will generally mean you will receive a cheaper insurance quote for your caravan. Or if you plan to store you caravan in a secure storage facility look for sites which have security features such as 24 hour access control, perimeter fencing, CCTV, and onsite wardens in place for a possible insurance discount.

We reward owners that keep their caravans in a CaSSOA Gold or Silver approved secure storage site.

CaSSOA (Caravan Storage Site Owners' Association) awards storage sites a Gold, Silver or Bronze security rating dependent on the number of security features they have in place. These could include perimeter fencing, access control, alarm systems or CCTV. To check if your storage site has a CaSSOA Gold or Silver Award, visit www.cassoa.co.uk/find-a-cassoa-site

Electronic trailer control systems such as 'Al-Ko ATC' or 'BPW iDC' work in a similar way to ESP in cars by braking the caravan's wheels if it senses loss of control. This helps to prevent snaking and keep the caravan under control during extreme driving conditions, such as hard braking or swerving to avoid an accident.

Some new caravans have a system fitted as standard. It can also be retro fitted to some caravan chassis.

We offer an insurance discount for VIN Chip Plus where it is fitted in addition to the basic Vin Chip kit found as standard on all UK caravans from 2016 onwards.

VIN Chip Plus provides an additional electronic RFID chip, microdot solution, UV marker and additional tamper resistant labels all coded with a caravan's unique VIN number. The kit makes it even harder for thieves to hide a caravan's true identity or helps police make contact with its legal owner following theft.

Please Note: This discount is not available in combination with the discount for other security marking products.

Other security marking

Most UK caravans have a CRiS or VIN number displayed in their windows. However, additional marking kits can be bought for extra protection. Marking is often applied using a liquid containing microdots or 'chemical DNA' invisible to the naked eye but revealed using a UV torch. These carry a unique code linking a caravan back to its legal owner therefore improving its chances of being recovered if stolen. We give an insurance discount for the following security marking products:

• CRiS Extra/Plus*
• Data Tag
• DNA+
• Micro-Tag
• SelectaDNA
• Smart Water
• Stop Theft
• Thiefbeaters

*CRiS Extra/Plus must be in addition to any standard 17 digit CRiS window and chassis markings found on UK caravans since 1992 and standard CRiS tag / chip found on UK caravans since 1998.

Window stickers are usually provided by the product manufacturers to warn thieves that the caravan is fitted with additional security marking. Please note this discount is not available in combination with the discount for VIN Chip Plus.

Please Note: This discount is not available in combination with the discount for VIN Chip Plus.

Tyron bands

Tyron wheel safety bands greatly reduce the risk of accident through loss of control after tyre deflation by helping to keep the tyre in place following punctures, blow-outs and under inflation.

Discount for Tyre pressure monitoring

Incorrectly inflated caravan tyres can affect the way a caravan tows and may lead to a serious accident. That's why we offer an insurance discount for tyre pressure monitoring systems (TPMS) fitted to caravan tyres. TPMS systems work by placing sensors either on the caravan tyre valves or inside the caravan wheels. These sensors continuously measure the pressure and temperature of the tyres and transmit information wirelessly to a monitor inside the tow car and sound an alarm if there's any abnormality. Popular makes include TyrePal or Snooper's Tyre Pilot. We don't give insurance discounts for TPMS systems fitted to the tyres of tow vehicles.

Discount for tyre sealant

We offer a caravan insurance discount for pre-puncture tyre sealant or slime, which is a proactive defence against tyre punctures and can help prevent an accident when towing. It's injected through the caravan tyre valves and coats the inside of the tyres. In the event of a puncture, and when the penetrating object is removed, a small amount of tyre sealant is squeezed through the puncture hole to seal the tyre. We offer this discount for the likes of Phantom Tyre Protector and Ultra Seal. Please note the discount does not apply for post-puncture tyre sealant kits which are only used to temporarily repair tyres following a puncture.

We offer an insurance discount for caravans fitted with rear view cameras or reversing sensors, as they can help to prevent manoeuvring accidents.

Mounted on the back of the caravan, reversing cameras are designed to give drivers a complete view of what is behind their caravan. The camera transmits images to a monitor secured to the towcar's dashboard or windscreen

Please Note: We do not offer discount on your insurance for reversing aid(s) fitted only to the towing vehicle.

Discount for reversing sensors

We offer an insurance discount for caravans fitted with rear view cameras or reversing sensors, as they can help to prevent manoeuvring accidents.

Reversing sensors (often slightly cheaper than cameras) are usually inserted or stuck onto a caravan's rear panel. They use ultrasonic technology to emit a series of audible beeps inside the towcar, which sound closer together as the caravan moves towards to an object.

Please Note: We do not offer caravan insurance discounts for reversing aid(s) fitted only to the towing vehicle.