What is Defaqto?
What is Defaqto?
Where your caravan is stored can greatly affect the price you pay for your insurance. In addition, caravan insurance discounts may apply for the security in place at your storage location.Get a
touring caravan insurance storage discounts
Storing your caravan at home or at another residential property
Having 24 hour locked gates or a security drive post at your home storage location will generally mean you will receive a cheaper insurance quote for your caravan.
Improving the security rating at your home can be easy, for instance it could be achieved by taking a simple step like adding a strong padlock to your existing driveway gates.
Storing your caravan at a storage site
If you don't have room to store your caravan at home a storage site is a great option. Choose one with a good level of security in place, as we rate storage sites on the level of security they have in place.
Look for storage sites which have security features such as 24 hour access control, perimeter fencing, CCTV and an onsite warden, as these will provide the best protection for your caravan and as such may help to reduce your insurance premium.
CaSSOA (Caravan Storage Site Owners’ Association) operate a Gold, Silver and Bronze award system that ranks storage sites according to their security features. 'Gold award' or 'Silver award' storage sites will generally have some or all of the highest levels of security features mentioned above in place. You can search for a local storage site on the CaSSOA website.
It is a condition of our policy that we are notified of and agree to any change in storage when your caravan is not in use, as we rate on the postcode and security at the place of storage.
Our insurance advisers are highly trained in what makes a good storage location and can give expert advice on how best to protect your caravan when it's stored at a residential or caravan storage facility location. For more information feel free to give us a call.
As well as having a good level of security at your storage location, it's also a good idea to have security such as an intruder alarm or Tracking Device fitted to the caravan itself, as this will further increase the protection when in storage or during use. For more information on the range of safety and security devices we recommend, and the discounts offered for fitting them, visit our safety and security page.
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