Motorhome insurance FAQs

How do I know which body type my motorhome is?

There are five main motorhome body types: A-class, coachbuilt, derived or panel van, American A-class (sometimes referred to as “RVs”), and American coachbuilt. We have a short video to help you.

A-class
Using only the engine manufacturer’s chassis, the motorhome body is completely designed by the motorhome converter. The driving area/cab is also designed by the converter, resulting in a smooth, straight edge look to the entire body. The driving area will generally have a windscreen that is vertical (not angled backwards like a car windscreen) and curves around the front edges of the motorhome body.

Coachbuilt
Incorporating both the engine manufacturer’s chassis and driving cab, the motorhome body is built above and behind the driving cab by the motorhome converter. This often results in a storage/sleeping area over the driving cab that can sometimes appear to ‘lip out’ over the driving cab.

Derived van
The motorhome converter uses the standard vehicle specification body (as designed by the engine manufacturer) as a shell, in which the converter builds the inner body of the motorhome. The outer body of the motorhome remains very similar in appearance to its original manufacture as a van, but incorporates converter designed features such as windows, elevating roof, etc.

American A-class
Using only the American engine manufacturer’s chassis, the motorhome body is completely designed by the American motorhome converter. The driving area/cab is also designed by the converter, resulting in a smooth, straight edge look to the entire body. The driving area will generally have a windscreen that is vertical (not angled backwards like a car windscreen) and curves around the front edges of the motorhome body. American A-class vehicles are generally much larger than European builds, and in some cases can be comparable to the size of a small coach.

American coachbuilt
Incorporating both the engine manufacturer’s chassis and driving cab, the motorhome body is built above and behind the driving cab by the motorhome converter. This often results in a storage/sleeping area over the driving cab that can sometimes appear to ‘lip out’ over the driving cab. American coachbuilt vehicles are generally much larger than European builds.

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