Motorhome insurance FAQs

I tow a car behind my motorhome using a trailer, does your motorhome insurance policy cover this?

Caravan Guard motorhome insurance cover provides third party cover whilst a car is being towed behind your motorhome by a trailer. Please note, we do not provide cover if towed by an A-frame or dolly.

Under the Road Traffic Act, we cover any legal liability for damage caused by a car on a trailer to third parties whilst being towed using the motorhome – this includes damage caused when the car trailer becomes detached during towing. We also provide cover for the trailer up to a value of £1000. However, understandably our motorhome insurance policy would not provide cover for damage to a car itself whilst it was being towed behind a motorhome.

The trailer must be used solely in connection with the motorhome and must be locked away or fitted with a hitchlock or wheelclamp when not in use.

In the event of the motorhome breaking down, it is important when calling the helpline to advise that a car trailer is fitted.

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