A change in the law governing motor vehicle insurance which comes in to effect next month will make insurance a legal requirement for all motorhomes, even if parked on your driveway and not currently in use, unless they are officially declared off the road.
The new law comes into effect on the 20th June and will mean that the registered owner of an uninsured vehicle could:
• Receive a fixed penalty of £100
• Have their vehicle wheel-clamped, impounded, or destroyed
• Face a court prosecution, with a possible maximum penalty of £1000
The only time a vehicle can be kept without insurance is if it registered as ‘SORN’, which stands for “Statutory Off Road Notification”. The DirectGov website clarifies the new law as follows,
“The change in the law means that you won’t be able to temporarily take a vehicle off the road and cancel your insurance, unless you make the vehicle SORN at the same time. If you’re not using your vehicle, you should make a SORN. If you are using it, it must be insured.”
The DVLA will compare their motor insurance records with the MID (Motor Insurance Database), which holds the insurance details of every vehicle in the UK, to find out which vehicles are uninsured. The scheme is designed to punish uninsured drivers who currently cost British motorists a staggering £400m in additional premiums, with around £30 of every insurance premium going to pay for accidents involving uninsured motorists. There are an unbelievable 1.4 million uninsured vehicles in the UK, and uninsured drivers alone are held responsible for causing an estimated 160 deaths and 23,000 injuries every year.
The DVLA will send owners of uninsured vehicles a letter warning them that they may face fines and prosecution from late June. Vehicles which have been kept off-road since before SORN came into effect (31 January 1998) are not affected by the new law unless they are brought back into use.
If you own a motorhome and allow your policy to lapse at renewal you could face a fine or prosecution from the DVLA under the new law, so always makesure that your motorhome insurance is kept up to date, and if you are shopping around for quotes then be sure to give yourself plenty of time before your current policy ends. Visit our motorhome insurance page to get a quote today.
The video below explains exactly how the new law will work.