Overloading a caravan with too much weight will not only cause your car to struggle when accelerating or climbing hills, but will also affect its handling and stability, which makes overloading a real concern to your towing safety.
As a caravan insurance specialist for more than 20 years, we’ve come across many stories of caravan overloading that have led to devastating accidents and large insurance claims. As well as the effects on the safety of your towing outfit, overloading will also affect your fuel efficiency as the engine of your car will struggle to pull the weight.
In this expert video and blog post we give some top tips on correctly loading your caravan for safe towing:
The 85% rule
To load your towing caravan correctly you need to be aware of a few ratios and weight restrictions.
- Your caravan should have a MTPLM (Maximum Technically Permissible Laden Mass, sometimes referred to as maximum laden mass) as advised by the caravan manufacturer. The MTPLM refers to the maximum permissible weight of your caravan when fully loaded. Essentially it’s an indication of how much food, clothes and equipment you can carry inside your caravan whilst towing it. The maximum permitted weight of such items carried inside your caravan is often referred to as user payload.
- It’s recommended that the MPTLM of your chosen caravan should not exceed 85% of your car’s kerb weight. Your car’s kerb weight can usually be found in your car manual, but if unsure contact your car’s manufacturer or local dealer.
- There’s an exception to this rule. If your car’s recommended maximum towing weight (i.e. the amount it can pull safely as advised by the car manufacturer) is lower than 85%, you should stick to this lower amount as your upper limit for your loaded caravan’s weight.
Measuring the weight of your caravan and contents
The easiest way to weigh items that are going into the caravan is using a set of luggage scales rather than attempting to see your bathroom scales with an awning bag in your arms! It may seem like a time consuming activity to weigh your equipment and luggage, but for the vast majority of items it will only need to be done once. Simply keep a record of what everything weighs in a safe place and then on each trip tot up what you’re taking, plus the weight of any luggage which can obviously differ from one trip to the next.
Once you have weights for everything that’s going into the caravan you can simply add this to the manufacturer’s given weight of your caravan to find out your caravan’s laden weight (MPTLM). As mentioned above this is the weight which should not exceed 85% of your car’s kerb weight or your car manufacturers given ‘maximum towing weight’.
Key items to weigh:
- Awning – including the canvas parts, poles, pegs, straps and any flooring used in the awning
- Portable TVs and radios etc
- Gas bottles
- Pots and pans
- Stored food such as tins, rice, pasta, beer, wine, gin, etc
Remember when considering the weight in your caravan there’s no reason to drive with any liquid in your fresh or waste water tanks – the fresh water tank can be quickly filled up when you arrive at the campsite and the waste water (and any remaining fresh water) can be emptied before you leave.
Where to store the heaviest items
It’s important that the majority of the weight being carried inside the caravan is over the caravan’s wheels, and as low as possible to the floor, as this provides the greatest towing stability and lowest centre of gravity for the towing unit. If you position heavy items too close to the front of the caravan then you’ll put unnecessary weight on the nose of the caravan which will compress your car’s rear suspension, whereas too much weight near the back of the caravan could cause the nose to lift, reducing traction for the car’s rear wheels – both of which negatively affect the balance and handling of the car.
The diagram above gives a rough guide as to how the weight in your caravan should be distributed during towing. Notice that heavy weight items should be placed over the wheels, medium weight items should be no higher than window level, and only your lightest items should be placed in overhead lockers, or in the back of the caravan. Generally speaking though most things are better stored as low as possible in light weight boxes or bags, as the vibrations of towing will cause items to move around during transit, so the last thing you want are damageable goods falling out of cupboards and breaking or damaging worktops.
The noseweight of your caravan is the downward force exerted on the tow ball of your car. You should be able to find out your vehicle’s maximum noseweight figure in your handbook but a typical figure is around 75kg, although a larger estate car might be 90kg and a 4×4 or SUV might be able to handle up to 100kg. Remember this is the noseweight, i.e. the weight exerted on the tow ball, and not the maximum weight your car can pull, which is obviously much higher.
Of course, whilst this article outlines some of the maximum values you should never exceed, it’s always better to aim for loading your caravan as lightly as possible. It’ll make towing and manoeuvring the caravan easier and will greatly reduce your fuel consumption, saving you money at the petrol pumps. Even if you’re packing just an awning and some clothes though, be sure to stick to the weight positions in the diagram above, placing the heaviest items (such as your awning) over the caravan’s axle.
Also consider the layout of your caravan when packing up for your trip away. For caravans with kitchens and washrooms at the back, don’t be tempted to store heavy clothes or heavy food items in the end lockers. It’s best to pack these in your car until you get to your final destination and then transfer them into the lockers.
Don’t forget carrying heavy items in the boot of your tow vehicle can help keep your caravan’s laden weight (MPTLM) down, but be sure not to exceed your car’s maximum weight limit too!
Other ways to increase your caravan’s towing stability
Many new caravans will also come fitted with a stabiliser bar alongside the caravan’s hitch, and this helps to increase your caravan’s towing stability and avoid excessive wobble on uneven road surfaces. If your caravan doesn’t have one fitted then consider buying one from a dealership. They are relatively cheaply and provide extra stability during towing.
There are also some more advanced devices on the market which intelligently improve towing stability, such as the Al-Ko ATC (Automatic Trailer Control) and BPW iDC – these electronic devices prevent your caravan ‘snaking’ by applying small amounts of braking to the caravans wheels automatically when the device detects loss of stability in the caravan being towed. These devices use digital sensors to calculate when to apply the correct amount of braking pressure, and only when needed, to greatly improve the stability of the towing outfit and avoid your caravan snaking behind you – which can in a worst case scenario cause complete loss of stability and a major accident.
We offer a 5% caravan insurance discount for caravan’s fitted with an approved electronic anti-snaking device. For more information visit our caravan security page.
Over to you…
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Note: All details correct at time of publication but may be subject to change.