Touring Caravan Insurance

Insurance savings for caravan owners

Insuring your caravan needn't be costly. We offer a whole range of insurance premium discounts. See below for more details and compare our discounts with your existing caravan insurance specialist.

Touring caravan insurance features and benefits

• Extensive "all risks" policy whilst touring or in storage
  Fire, theft, storm, flood and accidental damage cover from Royal & Sun Alliance Insurance plc (RSA)
• New for old option up to 15 years old
  Enjoy a new caravan and equipment if yours is damaged beyond economic repair or stolen
• £700 emergency accommodation cover
  Let us pay up to £50 a day for up to 14 days to help you continue with your holiday plans
• European cover
  Enjoy the freedom to take unlimited trips abroad for up to 90 days at a time
• Recovery, repatriation and redelivery
  We'll recover your damaged caravan even when abroad and deliver it back to you when repaired
• Storm damage
  Cover for your caravan and awning if it is damaged by bad weather
• £2,000,000 public liability cover
  Trust us to protect you and your family from legal liability
• £15,000 fatal accident benefit
  A little extra peace of mind provided by a lump sum payment
• Family and friends
  Feel free to loan your caravan in the knowledge that our cover still applies whilst touring
• 24 hour 365 day claims helpline
  When crisis strikes we're there to help sort things out
• £100 standard excess (£500 for unprotected or unsupervised storage)
  You can reduce your premium by increasing your excess
• 14 day money back guarantee (subject to no claims)
  Our plain English policy comes with the reassurance of a satisfaction guarantee

Plus, for every paperless policy we provide, we will donate £1 to our chosen charity - Heart Research UK

This website provides a brief summary of the policy cover we provide. All benefits are subject to terms and conditions, cover level and underwriting criteria. For more information about our touring caravan insurance policy, you can download a specimen policy or policy summary from our caravan insurance documents section. Minimum premiums apply.

Call the Caravan Guard team today on:
0800 14 88 568 free from landlines
01422 396 761 may be cheaper from mobiles

We are open 7 days a week:
8am-8pm weekdays
9am-4pm weekends
& most Bank Holidays

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Guide to caravan insurance

Why is caravan insurance a good idea?

A specialist touring caravan insurance policy ensures that in the event of the caravan being badly damaged or stolen you aren't left out of pocket.

What to look out for when buying touring caravan insurance

• What's covered? Our caravan insurance policy covers you for damage to the caravan itself, plus fixed kitchen equipment such as fridges, freezers and cookers, as well as 'Caravan Equipment' which includes things such as Aquarolls and security devices, and any items which are used solely in the caravan, such as televisions or radios.
• Removable items such as clothes and toys are known as 'Personal Effects' and are often covered by your household policy. These can be covered on our caravan insurance policy but be sure to check with your home contents insurer first to avoid paying for the same cover twice. High risk items such as laptops, MP3 players, mobile phones and pedal cycles cannot be covered on this policy.
• 'New for Old' cover means that if your caravan is stolen or damaged beyond economic repair you will be provided a brand new caravan of the same or equivalent specification. Our caravan insurance offers replacement with new cover for caravans up to 15 years old.
• Discounted caravan insurance is offered to customers who join a camping or caravan club or read a caravanning magazine. Plus we offer excellent caravan security discounts for satellite tracking devices, alarms, axle wheel locks and secure storage sites.

Does my car insurance policy cover my caravan?

In the event of a road accident whilst towing your caravan which is your fault, your car insurance policy only covers you for damage sustained to a third party, it does not cover any damage sustained to your caravan. Also your caravan is just as likely to be damaged or stolen when detached from your towing vehicle - and in this instance there is absolutely no cover provided by a car insurance policy.

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* Our club discount is available to members of various organisations and can only be claimed once per policy term. Lowe & Rhodes Leisure Ltd is an Introducer Appointed Representative of Caravan Guard Limited. Caravan Guard Limited is authorised and regulated by the Financial Services Authority. Cover only available to UK residents (including Northern Ireland). Full details available on request. For your protection, calls will be recorded and may be monitored.