With Bank Holidays just around the corner, you’re probably getting ready to enjoy a special few days in your motorhome.
It’s around this time each year when we see a sudden rise in motorhome customer insurance claims. In fact after researching claim patterns we found our customers are 28% more likely to make claims over Easter and on Bank Holiday weekends than other times of the year.
Trends in claims suggest that tyres, loading issues, reversing and theft cause the most problems – but many could be avoided with extra care and a few regular checks.
Let’s take a look at these areas in detail…
#1 Check tyre pressures, condition and age
We have seen a steady rise in motorhome tyre related claims in recent years, most notably in 2012 when claims were up 38% largely as a result of tyre blow outs. Even though problems with tyres are common this time of year, they can be prevented by checking pressures and the general condition of your tyres.
Follow the four simple steps in the Maintaining your motorhome tyres guide for more information. You could also consider fitting an electronic Tyre pressure monitor system.
#2 Take care when loading
If weight is distributed unevenly when loading a motorhome, you may find that handling, stopping distances, stability and overall performance are affected.
There are a number of key weights to consider when loading: the Maximum Technically Permissable Laden Mass (MTPLM), Mass in Running Order (MIRO) and Payload.
If you want to brush up on your loading knowledge, check out our guide on How to calculate motorhome weight limits.
#3 Reverse like a pro
Without a reversing camera or sensors motorhomes can sometimes be difficult to manoeuvre. This could suggest why claims where motorhomes have reversed into stationary objects such as walls, trees, driveposts, garages and parked vehicles are increasingly common.
Research has shown that fitting a parking sensor or rear view camera can reduce the likelihood that you’ll have to make an accidental damage claim – they can also save you money on motorhome insurance.
There’s more information on the benefits of motorhome reversing aids in this handy guide.
#4 Preventing theft whilst on campsites
Although campsites may seem safe there’s always a small chance that your motorhome could be targeted by thieves.
Small things like not leaving the keys in the ignition when away from the driver’s seat and making sure valuable items are out of sight can really make a difference. Also you could invest in extra security such as an alarm to scare off thieves before they grab your valuables.
Take a look at our guide on How to keep the contents of your motorhome safe from theft for more helpful tips.
#5 Download a pre-journey checklist
Download and print your own Motorhome pre-journey checklist before embarking on a trip this Easter & Bank Holiday.